While small businesses now have another year to implement Obamacare, many owners across the state say they will have to cut hours, wages or possibly pay a penalty in 2015.
Robert Mayfield is one of those concerned. He employs anywhere from 95 to 100 people at his five Dairy Queen locations and Wally's Burger Express in Austin.
"They say uncertainty is almost the worst thing you could do for business, and the uncertainty of this is really hurtful, really a job-killer." Mayfield said.
Because of the size of his staff, Mayfield’s business falls into the category under the Affordable Care Act which would require him to provide health insurace to his full-time workers.
"I do worry a lot about my employees. If I'm put in a situation where I have to cut hours below 30 per week or pay a $2000 dollar penalty, that will be very difficult," Mayfield said.
According to the Small Business Administration, small businesses currently pay as much as 18 percent more than their larger competitors for the same coverage.
The department says this law will help that by increasing access and affordable options.
"The law includes a number of benefits for small businesses to help them access better health care options for their employees and reduce overall costs—including tax credits and the opportunity to leverage their buying power with other small businesses in new healthcare marketplaces," an SBA spokesperson said in a statement to YNN.
For Mayfield, he's thankful to have another year to figure it all out thanks to a one-year reprieve from the federal government.
But the uncertainty means he's holding off on any changes he'd like to make.
"I've been wanting to put in another store. I'm just not going to do anything like that until I know what's going on," he said.
It's important to note that every business could be affected differently.
For example, 96 percent of American businesses have fewer than 50 employees and most of the remaining four percent already offer qualified coverage, according to the SBA. That means the vast majority of small businesses won't be required to provide insurance under threat of penalty.