It has been three years since President Obama's landmark health care overhaul became law, and now the majority of those coverage changes are on the horizon.
In January, all Americans will be required to have health insurance or face a tax penalty.
If you head to HealthCare.Gov right now, you can snag a preview of what’s called the Marketplace—a website for people to shop for insurance under the new exchange. Open enrollment begins Oct.1 and closes March 31.
In order to enroll, you will need to have your social security number, information about your employer--including the same employer identification number you'd use to file your taxes--at the ready.
If you have a plan under your employer but decide you want to shop around, you will need your current policy number handy, too. If you already have insurance, you might not qualify for subsidies under the insurance marketplace if your employer offers a plan that meets the minimum requirements.
If you're wondering whether you'll qualify or how much your premiums and subsidies might be, visit this website from the Kaiser Foundation.
If you'd like some help shopping around, the federal government has granted money for "navigators." They are certified to help you sign up for insurance through the exchange.